New Jersey Car Insurance

The best car insurance rates in New Jersey may be through an online insurance company like GEICO or Progressive, or it may be through a traditional carrier like a local State Farm or Allstate agent. If you can use the internet and read your policy declarations page, you can easily compare rates of other companies.

Many consumers just like you discover the ease of buying online car insurance every day.

Compare Apples-to-apples Car Insurance Quotes

New Jersey car insurance rates change regularly, and the New Jersey rates you paid last year might look quite cheap compared to this year. Getting a good deal on New Jersey car insurance is not difficult.

Liability insurance is a coverage that is very affordable and state minimum requirements are usually not enough insurance for most people. A New Jersey car insurance rate comparison can easily be done simply by clicking the 'Start' button at the top of our site.

Low Income and Liability Only Quotes

People who buy insurance online are more likely to find lower rates because they can compare more rates more quickly. Comparing New Jersey car insurance prices online can take less that five minutes simply by clicking the big green Start button at the top of our site.

Compare New Jersey Car Insurance Rates

Out of the more than 1,236,400 people driving in New Jersey, many of those consumers have saved money on car insurance.

Buy Online or Find a New Jersey Agent

Online car insurance rates for New Jersey can be significantly different than what you may get from an agent, so it's important to get quotes from both to make a fair comparison.

You may have found your car insurance rates have increased due to an accident, a claim, a teen driver who just got their license, or some other event. People tend to stay with the same company for years, even though they may be paying more than they have to! Compare rates from other New Jersey companies today and prevent this from happening to you.

Free Online Car Insurance Quotes

Choosing lower deductibles for comprehensive and collision coverage can really help lower the average premium paid by New Jersey drivers. Even though Newark may have the most people in New Jersey, that doesn't mean car insurance rates will be higher or lower where you live.

Independent insurance agents are able to provide you with insurance quotes from multiple different carriers so if you are comparison shopping, make sure to include an independent agent in your list. Entering the same quote information can be repetitive and take time, so our site gives you multiple comparisons with only one quick quote form.

Car Insurance Buying Tips

  • Clean up your credit report and see significant savings
  • If you get a speeding ticket, check to see if you can keep the ticket from your driving record by taking an approved New Jersey driving class
  • If you don't drive one of your vehicles, don't insure it
  • New Jersey car insurance ratings can vary depending on your home address and rates in some parts of New Jersey may be lower than in other areas
  • Drivers who tend to get speeding tickets and other violations pay higher premiums
  • Make sure your policy has the correct mileage and usage rating on your vehicles
  • Click here to compare rate quotes and see if you're spending too much on New Jersey car insurance

Why throw money away on high car insurance rates? Click to start a quote!

Free Price Quotes
Compare Other New Jersey Rates
Most Stolen Cars in New Jersey
  • 2000 Dodge Intrepid
  • 1994 Honda Accord
  • 1998 Plymouth Voyager
  • 1998 Nissan Maxima
  • 1991 Toyota Camry
  • 2000 Jeep Cherokee/Grand Cherokee
  • 1995 Acura Integra
  • 2007 Toyota Corolla
  • 2000 Honda Civic
  • 2000 Dodge Caravan
New Jersey Statistics
  • Minimum liability requirements in NJ are $15,000 per person, $30,000 per accident, and $5,000 in property damage liability
  • There are 8,707,739 people in NJ, over 1,236,400 licensed drivers, and over 15,508 vehicle thefts each year
  • Comprehensive coverage costs and average of $143 and collision coverage averages $354. Liability insurance is an additional $730.
  • New Jersey ranks 2 out of 50 states for car insurance costs. Average car insurance rates in NJ are $1104.
  • Homeowners insurance in New Jersey average $776 but if you combine your home and car insurance with the same company you could get a discount.